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IT You choose the rounding
Pick a rounding of €5 or €10, change it whenever you want, or turn it off.
Invity Card
Bitcoin card for fiat world
Pay in Bitcoin and earn Bitcoin back. With Invity Card, you can pay in Bitcoin at every Visa terminal in the world. The card rewards every purchase with cashback in Bitcoin, and you can also stack more Bitcoin through the Round-up feature.
Cashback starts at €240 a month invested. Find more below.
What the card actually does
Send it. Spend it. Stack it.
Top up Invity card with Bitcoin or euros and pay at every Visa terminal. No altcoins, no credits, just real Bitcoin.
- Send and pay
Top-up Bitcoin or euros
Top-up your Bitcoin or euros to the card and pay with them in real time. With every purchase, your Bitcoin is exchanged and completes the payment.
- Bitcoin cashback
Get paid back on every payment
Get cashback in Bitcoin on every payment you make, up to €2,000 a month. The maximum cashback amount is set by the value of your regular monthly investments in the Invity app.
- Round-Ups
Save Bitcoin on every payment
With the round-up feature, every card payment is rounded up to the nearest €5 or €10, and the difference is exchanged to Bitcoin and goes into your Bitcoin account. You pay and save at the same time.
The cashback
With a higher investment comes a higher cashback.
The more Bitcoin you buy with us through automated strategies, the higher cashback you can earn. Invest more, use the card, and get more Bitcoin back.
| Your cashback level is set by your monthly card spending and the date you qualify for the card. | Basic no qualifying buying | Regular from €240 a month | Frequent from €480 a month | Busy from €960 a month |
|---|---|---|---|---|
| Cashback rate if you qualify by 30 November 2026 | none | 1.5% | 1.5% | 1.5% |
| Cashback rate from 1 December | 0% | 1% | 1% | 1% |
| Cashback up to spend | €0 | €500 | €1,000 | €2,000 |
| Free card payments per month With Round-up on With Round-up off | With Round-up on: Unlimited With Round-up off: 0 | With Round-up on: Unlimited With Round-up off: 10 | With Round-up on: Unlimited With Round-up off: 20 | With Round-up on: Unlimited With Round-up off: 30 |
| Free SEPA transfers | 2 | 2 | 5 | 10 |
| Monthly fee | €4 | none | none | none |
The amount of your cashback depends on when you first meet the conditions for getting the card, that is, your monthly recurring investment and applying in the app. Until 30 November you’re entitled to 1.5%, from that date 1%. The amount of cashback that can be paid out to you depends on your monthly investment amount in Invity through the automated strategy Auto Buy, Auto Buy Plus, Turbo Buy or Turbo Buy Plus.
Why 30 November matters
Get 1.5% cashback for life
Until 30 November, you have a unique opportunity to get 1.5% cashback for life, provided you meet the qualifying conditions. After this date, the maximum cashback available will be 1%.
Two conditions to get 1.5% cashback in Bitcoin for life. 1. Apply for the card in the Invity app. 2. Have one of the automated strategies active by 30 November at the latest.
We will start distributing physical cards in early December 2026. Virtual cards are still in progress.
Round-up
Save Bitcoin with each card payment
The Round-up feature offers another way to save in Bitcoin naturally and without any hassle. Set your rounding to €5 or €10, and the Invity app rounds up the amount spent through your Invity Card, saving the difference to your Invity Bitcoin account.
No ceiling
Round-up is not capped. It is your money going into your own Invity Bitcoin account.
Included with the card
Not a separate product and not an upsell. If you have the Invity Card, you can use Round-up.
Round-up funds go directly to your Invity Bitcoin account, so they don’t earn any extra cashback. Cashback pays you back on your spending. Round-up, on the other hand, increases the amount charged and saves the difference to your Bitcoin account. They are two different things that work together.
Example: You have Round-up set to €5. You pay €23 for lunch. The Round-up feature charges €25 to your card. It converts €2 into Bitcoin and saves it to your account.
What you get
The card for those who want to live with Bitcoin
-
Licensed, original Visa card
Invity Finance is licensed under MiCA regulation and is a client of Lightspark, the card provider.
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Bitcoin and euro card
You can set the card to pay in Bitcoin or in euros. In the Invity app, you can freely switch between these options whenever you need.
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New way to live with Bitcoin
Finally, you can use Bitcoin in everyday life, with no barriers and all the benefits of a traditional fiat card.
Your Bitcoin
Micro-investments in real Bitcoin
With the Invity Card, you get real Bitcoin. You can store it wherever you want, whether in the Invity app with additional benefits, or in your own wallet.
Bitcoin to use
Your cashback and Round-up Bitcoin can stay in the Invity app, ready to be used anytime: sell it, send it, or borrow cash against it through Cash Out.
Bitcoin to your wallet
Bitcoin Round-ups and cashback earned on the card can be sent to your wallet anytime. You can spend euros, get Bitcoin, and store it as you wish.
Use smart Auto Send
Set a limit in the Auto Send feature in the Invity app, and the app will automatically send Bitcoin to your wallet once it’s reached.
Getting started
Sign up. Accumulate. Accelerate. The card keeps pace.
- 1
Download Invity
Invity Card is available to mobile app users.
- 2
Set up a strategy
Any of the four strategies. The amount of your monthly buy must be at least €240.
- 3
Order your card
Requested in the Invity app once your strategy is active.
- 4
Spend as usual
Cashback is credited in Bitcoin while your strategy keeps running.
- 1
Download Invity
Invity Card is available to mobile app users.
- 2
Set up a strategy
Any of the four strategies. The amount of your monthly buy must be at least €240.
- 3
Order your card
Requested in the Invity app once your strategy is active.
- 4
Spend as usual
Cashback is credited in Bitcoin while your strategy keeps running.
Join the waitlist by 30 November and be among the first to get the card in December. It also locks in a higher cashback rate for you.
This card is physical only. You’ll receive it by post. Virtual cards, including Google Pay and Apple Pay support, will launch in Q1 2027.
How to sign up for the card
- 1
In the products section, scroll to Invity Card and tap Explore.
- 2
Sign up for a 1.5% cashback.
- 3
We’ll notify you as soon as the cards launch.
Frequently asked questions
We’ll be happy to answer any questions at support@invity.io.
What happens if I get the card and don’t invest the amount needed to reach the Regular level the following month?
You’ll pay the €4 fee and earn no cashback at all.
Is this card physical or virtual?
This card is physical only. You’ll receive it by post. Virtual cards, including Google Pay and Apple Pay support, will launch in Q1 2027.
Does cashback apply to everything I buy?
Cashback is calculated on card spending of any kind, up to your tier’s monthly limit. Spending above it still goes through, it just does not earn cashback.
Is the value of my cashback guaranteed?
No. Cashback is credited in Bitcoin, and the value of Bitcoin expressed in euros or koruna moves. The amount of Bitcoin is calculated from what you spent, its future value in fiat currency is not fixed.
Which currencies does the card work in?
The card is tied to your Bitcoin and EUR account. You can pay in Bitcoin or euros, depending on your setting.
Can I get the card without investing?
Yes, without an investment of at least €240, you can still use the card for a €4 monthly fee, including the Round-up feature.
Will Czech koruna payments be added?
Yes, we’re working on introducing CZK payments and expect to launch them in the first quarter of next year.
This is a marketing communication. The value of crypto-assets may fluctuate. Investing in crypto-assets carries a risk of loss. The cashback and round-up are credited in BTC and their value expressed in Fiat currency is not guaranteed.
Cashback requires an active Auto Buy, Auto Buy Plus, Turbo Buy or Turbo Buy Plus at the qualifying monthly amount for your tier. Cashback is calculated on card spending up to your tier’s monthly limit. Transactions above the included allowance are charged per transaction. Full conditions are in the campaign terms published on invity.io.
The terms of the service may change over time. We make any changes in accordance with the procedure set out in the Terms and Conditions available here. We will notify you of a change in advance, and you have the right to terminate the Agreement free of charge before the change takes effect.
Start, build, and preserve your Bitcoin wealth
Download Invity today & take control of your financial future.
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Level up your Bitcoin knowledge
Resources for first-time buyers and long-time stackers. No hype, no price calls — frameworks and clear thinking.
Invity eBook
Broken Money and the Way Out
A 50-page guide to why money is broken — and what comes next. Free.
Frequently asked questions
FAQ
Is Invity licensed and regulated?
Yes. Invity Finance s.r.o. operates under EU financial licensing with full MiCA compliance. Your activity is protected by the same rules as any regulated financial service in the European Union.
How is Invity different from an exchange?
Invity is not a trading venue. It is an accumulation-first app designed to make buying, holding, and moving Bitcoin effortless. There are no altcoins, no leveraged products, no trading pairs — just clean flows for Bitcoin.
Who holds my Bitcoin?
You choose. Your balance is held by a regulated institutional custodian, segregated from Invity's operating funds. You can withdraw to your own hardware wallet or any Bitcoin address at any time. You can also set our Auto Send function to any address when your stack in the Invity App reaches a certain amount.
What fees does Invity charge?
Invity uses transparent per-transaction fees displayed before you confirm any purchase. There are no monthly subscriptions.
What is Turbo Buy?
Turbo Buy adds 60% extra buying power to every recurring buy. You pay a fee only on the extra. Your stack secures it — there's no debt and you can never go negative. The only Bitcoin at risk is what's inside the plan.
Which countries are supported?
Invity is available to residents of the European Economic Area as per the MiCA licence. The current list is displayed during sign-up.
Can businesses use Invity?
Yes. We offer business accounts for companies that want to hold Bitcoin on their balance sheet or offer Bitcoin-related services to their customers. See the Business Accounts page for details.
How do I contact support?
You can reach us via in-app chat or email. Support is provided by real people based in Prague, typically during European business hours.
How can I close my account?
Open the Invity App and go to Settings → My account → Delete account. If anything is bothering you, talk to us first via Settings → Contact support — we'd rather fix it than see you go.